Mortgage Resources

For a limited time, Fowler Homes has partnered with OneTrust Home Loans, NMLS #46375, to provide qualified buyers with a special interest rate offer as low as 4.875% (5.201% APR)* on all existing inventory!

Unlike temporary rate buy-downs that offer only short-term savings, this opportunity provides long-term stability with a permanent 30-year fixed-rate mortgage. This special offer lowers monthly payments while increasing your buying power—allowing you to afford more home while staying comfortably within your budget.

Don’t miss out on this opportunity to own your dream home! This offer won’t last forever! Contact our team today for more details!

Disclaimer for Conventional Loans

*Conventional Loan: The advertised loan is a Conventional 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 4.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points. For a $307,566 loan, there is a 5.201% APR with a monthly principal and interest payment of $1,627.66 for 360 months. The interest rate quoted assumes a purchase with 30-day lock pricing at 70% loan-to-value (LTV), a minimum FICO score of 760 on a primary residence.

Disclaimer for FHA Loans

*FHA Loan: This is an FHA program. Please call your local HUD office to verify or visit their website at http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing. The advertised loan is a FHA 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 4.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points. For a $424,000 loan, there is a 5.865% APR with a monthly principal and interest payment of $2,283.11 for 360 months. The interest rate quoted assumes a purchase with 30-day lock pricing at 96.5% loan-to-value (LTV), a minimum FICO score of 660 on a primary residence.

Disclaimer for VA Loans

*VA Loan: This is a VA program. Current guidelines for VA Financing can be found at http://www.benefits.va.gov/homeloans/index.asp. The advertised loan is a VA 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 4.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points. For a $439,380 loan, there is a 5.437% APR with a monthly principal and interest payment of $2,401.96 for 360 months. The interest rate quoted assumes a purchase with 30-day lock pricing at 100% loan-to-value (LTV), a minimum FICO score of 660 on a primary residence.

Disclaimer for USDA Loans

*Disclaimer: The advertised loan program is a 30-year fixed-rate USDA loan with an interest rate of 4.875% (5.575% APR). The interest rate quoted assumes a loan at 100% loan-to-value (LTV), on a USDA loan amount of $353,414, a minimum FICO score of 720, for a primary residence. On a $353,414 loan, the APR would be 5.575% with a monthly principal and interest payment of $1,870.30.

The actual interest rate(s), APR(s), and payment(s) may vary based on the specific terms of the loan(s) selected, verification of information, your credit history, the location and type of property, and other factors determined by the Lender. Payments shown do not include taxes and insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are subject to change without notice. This offer is available for a limited time only. The home loan application must be dated on or before December 31, 2025, and must fund with OneTrust Home Loans to receive the promotional rate. All options are not available on all programs. This is an Advertisement.

Regulated by Oregon Division of Financial Regulation, Branch NMLS #2472100; Branch Address 1351 Stoneridge Drive, Suite C, Bozeman, MT 59718 – Regulated by Oregon Division of Financial Regulation, Branch License # 2472100. CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an EQUAL HOUSING LENDER NMLS #46375, Licensed Mortgage Lender Regulated by Oregon Division of Financial Regulation, License # ML-5188; 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit: https://onetrusthomeloans.com/licensing-information/ | (nmlsconsumeraccess.org)