Mortgage Resources

For a limited time, Fowler Homes has partnered with OneTrust Home Loans, NMLS #46375, to provide qualified buyers with a special interest rate offer as low as 4.875% (5.103% APR)* on all existing inventory!

Unlike temporary rate buy-downs that offer only short-term savings, this opportunity provides long-term stability with a permanent 30-year fixed-rate mortgage. This special offer lowers monthly payments while increasing your buying power—allowing you to afford more home while staying comfortably within your budget.

Don’t miss out on this opportunity to own your dream home! This offer won’t last forever! Contact our team today for more details!

See individual program details below: 

Conventional Loans

• Rates as low as 4.875% (5.201% APR)*
• Permanent 30-Year Fixed Financing
• Principal and interest payments as low as $1,627
• See full disclaimer for more information.
• *Conventional Loan: The advertised loan is a Conventional 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 4.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points. For a $307,566 loan, there is a 5.201% APR with a monthly principal and interest payment of $1,627.66 for 360 months. The interest rate quoted assumes a purchase with 30-day lock pricing at 70% loan-to-value (LTV), a minimum FICO score of 760 on a primary residence.
  
  The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Payments shown do not include taxes and insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are subject to change without notice. Other terms are available. The home loan application must be dated on or before May 20, 2025, and must be funded with OneTrust Home Loans to receive the promotional rate. This offer cannot be combined with other promotions. Other restrictions may apply; please ask your Mortgage Loan Originator for more details. The promo is subject to change without notice.
  
  Regulated by Oregon Division of Financial Regulation, Branch License # 2472100. CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375, Licensed Mortgage Lender Regulated by Oregon Division of Financial Regulation, License # ML-5188; 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit: https://onetrusthomeloans.com/licensing-information/. 

FHA Loans 

• Rates as low as 4.875% (5.865% APR)*
• Permanent 30-Year Fixed Financing
• As little as 3.5% Down
• Principal and interest payments as low as $2,283.11
• See full disclaimer for more information
• *FHA Loan: This is an FHA program. Please call your local HUD office to verify or visit their website at http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing. The advertised loan is a FHA 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 4.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points. For a $424,000 loan, there is a 5.865% APR with a monthly principal and interest payment of $2,283.11 for 360 months. The interest rate quoted assumes a purchase with 30-day lock pricing at 96.5% loan-to-value (LTV), a minimum FICO score of 660 on a primary residence.
  
  The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Payments shown do not include taxes and insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are subject to change without notice. Other terms are available. The home loan application must be dated on or before May 20, 2025, and must fund with OneTrust Home Loans to receive the promotional rate. This offer cannot be combined with other promotions. Other restrictions may apply; please ask your Mortgage Loan Originator for more details. The promo is subject to change without notice.
  
  Regulated by Oregon Division of Financial Regulation, Branch License # 2472100. CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375, Licensed Mortgage Lender Regulated by Oregon Division of Financial Regulation, License # ML-5188; 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit: https://onetrusthomeloans.com/licensing-information/. 

VA Loans 

• Rates as low as 4.875 (5.437% APR)*
• Permanent 30-Year Fixed Financing
• Zero Down Payment Required
• 100% Financing Available
• Principal and interest payments as low as $2,401.96
• See full disclaimer for more information.
• *VA Loan: This is a VA program. Current guidelines for VA Financing can be found at http://www.benefits.va.gov/homeloans/index.asp. The advertised loan is a VA 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 4.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points. For a $439,380 loan, there is a 5.437% APR with a monthly principal and interest payment of $2,401.96 for 360 months. The interest rate quoted assumes a purchase with 30-day lock pricing at 100% loan-to-value (LTV), a minimum FICO score of 660 on a primary residence.
  
  The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Payments shown do not include taxes and insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are subject to change without notice. Other terms are available. The home loan application must be dated on or before May 20, 2025, and must be funded with OneTrust Home Loans to receive the promotional rate. This offer cannot be combined with other promotions. Other restrictions may apply; please ask your Mortgage Loan Originator for more details. The promo is subject to change without notice.
  
  Regulated by Oregon Division of Financial Regulation, Branch License # 2472100. CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375, Licensed Mortgage Lender Regulated by Oregon Division of Financial Regulation, License # ML-5188; 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit: https://onetrusthomeloans.com/licensing-information/.